A Moral Victory
Last month I became another victim of the banking code, whereby a person goes 12 pence overdrawn the day before payday and the bank feels well within there rights to charge you £30 for the privilege. By chance I was surfing the BBC website when I came across this article , which is an indepth look at the process in which to claim back your "bank charges". Not only does it highlight the problem faced by millions of people daily whom are a victims of banking greed, it shows you step by step how to claim back, not only for you most recent charge, but for charges accumulated over the past 6 years! The best thing about the article was the fact that they had already prepared three ready made templates for you in order to save, tailor and print out in order to make your claim, it really was supposed to be that easy. I wasn't going to do anything about it, I just thought that it sounded like a great idea, but nothing would happen in practice. However, I then came across the Penal...